That perspective encourages living in the moment and not worrying about petty things like 7-year car loans. The number is theig more depressing if you split for gender. I assume this is mqke result of The Motherhood Tax. Maybe your first home was more or less expensive, or your education was free or hundreds of thousands of dollars. Life is long and varied. T he above is not meant to be a prediction Ther a guide. Sidenote: for the sake of simplicity, I did not get into the nitty-gritty details of homeownership. The average person will actually own 5 homes in their lifetime. Many people think that if they manage to sell their home at a profit, that money can be added to the top of their lifetime earnings. To keep the above example as basic as possible Moeny used one moderately priced house. You can sub in whatever makes more sense for your own experience. Going into the red is never a good thing, but in this case, a lot of your spending will be subsidized by savings, investments, real e...